For all you procrastinators out there

Get your free credit report. I had heard about this and forgot.... but you can get your credit report (not score) from each of the three reporting agencies for free, once every 12 months. Our section of the country has already been given access.....so, hop to it. It's THE LAW that they provide this, and so now I know exactly how much debt I have . I even found out I have a credit card that I didn't know about. Super dooper, that may come in handy some day.